Nguva pfupi yadarika, iyo National Health Insurance Bureau yakapa ziviso yekuzivisa iyo kubva muna Gumiguru 1, 2023, ichashandisa kubviswa kwehupato 'kodzero yekudzoka kwenyika yose yekudzoka nyika.
Iyi purogiramu inotariswa kuve imwe huru yekutanga yehutano hweinishuwarenzi shanduko, inosimudzira hurumende yehutano, kurapwa uye kurapwa, kunatsiridza kugona kwekushandiswa kwehutano hweinishuwarenzi , kuderedza mutengo wekutenderera mushonga, uye zvakare kugadzirisa dambudziko rekutambudzika kweiyo kubhadhara kwemabhizimisi emishonga.
Saka, zvinorevei kudzima kodzero yechipatara yekudzoka? Ndedzipi mhando itsva shanduko dzichaunza kundasitiri yekurapa? Ndokumbirawo ubatane neni mukuvhiringidza chakavanzika ichi.
** Chii chinonzi kubviswa kwehurumende yechipatara? **
Kubudiswa kwechipatara kwekudzoka kunoreva kubviswa kwechiitiko chezvinhu zviviri zvezvipatara zveveruzhinji sevatengi nevatengi, uye kugadzirisa kwemabasa emishonga nemishonga yeinishuwarenzi pamusoro pavo.
Zvakananga, kubhadhara kweNyika, mubatanidzwa wezvematongerwo enyika kwakasarudzika Mari dzemwedzi unotevera.
Scope yekubviswa uku kwekudzoka kunofukidza zvese zvipatara zvevaterwe uye nenyika dzese, uye provencial centurised kutenga zvigadzirwa zvakasarudzwa uye pane-net kutenga kutenga zvigadzirwa.
Zvigadzirwa zvakasarudzwa muCentraded Banking Kutenga kune zvinodhaka zvakabvumidzwa nezviremera zvekutengesa zvinodhaka
Zvigadzirwa zveKurongwa Zvakare nezve zvigadzirwa zveVitro diagnostic reagents zvakachengetedzwa zvinoenderana neye manejimendi ekurapa.
** Ndeipi nzira yekubvisa kodzero yechipatara yekudzoka? **
Maitiro ekudzima echipatara kodzero yekudzoka kazhinji inosanganisira zvinwiwa zvina: Dhata Dhawunziti, Bill Ongorora, kuongorora kuongorora uye kubhadhara kwekubhadhara.
Kutanga, zvipatara zveveruzhinji zvinodikanwa kuti upedze kuiswa kwedata rekuwedzera kwemwedzi wekutanga uye nemabhadharo ane hukama neyenyika Pamberi pezuva rechi8 remwedzi wega wega, zvipatara zvicharatidza kana kugadzira yedare remwedzi wadarika.
Zvadaro, zuva regumi nemashanu risati rasvika pamwedzi wega wega, kambani ichazadzisa iyo yekuongorora uye yekubvumikisa kwemwedzi wekutenga data uye mabhatiri akavezwa, uye adzorere chero zvikwereti zvinokonzeresa kumabhizimusi emishonga munguva yakakodzera.
Tevere, vasati ve 8 yemwedzi wega wega, mabhizinesi emuchina anozadza ruzivo rwakakodzera uye akaisa mabhatiri ekutengesa zvinoenderana nezvinodiwa neruzivo rwekuwisirwa chaiko uye kugoverwa nezvipatara zveveruzhinji.
Ruzivo rwebhiramu runofanira kuwirirana neiyo system data, sehwaro hwezvipatara zveveruzhinji kuti vaongorore kugadziriswa.
Zvadaro, isati yasvika ye20 yemwedzi wega wega, iyo Hutano hweInsangano inoburitsa chirevo chekuyananisa kwemwedzi wapfuura muhurongwa hwekugovera hwakavakirwa pamabasa echipatara echipatara.
Pamberi pezuva rechi25 mangwanani-mwedzi mumwe chete, zvipatara zveveruzhinji uye makambani emishonga ongororo uye imbomira chirevo chekugadzirisa pane iyo yekugadzira system. Mushure mekudzokorora uye kusimbiswa, iyo data yekugadzirisa inobvumirwa kubhadharwa, uye kana isina kusimbiswa munguva, zvinobvumirwa kubhadharwa nekuchengetedzwa.
Kuti uwane data rekugadzirisa nezvinopesana, zvipatara zvevatengesi uye mabhizinesi emishonga anozadza zvikonzero zvechirangaridzo uye adzorere kune mumwe nemumwe, uye tanga chikumbiro chekugadzirisa nguva yechi8 inotevera isati yasvika.
Pakupedzisira, maererano nekuparadzirwa kwekubhadhara kwezvinhu, kurongeka kwebasa kunogadzira mari yekubhadhara kuburikidza nehurongwa hwekubhadhara uye kusundira data rekubhadhara kune iyo yehutano hwehutano hwekugadziriswa kwemari uye core kubata bhizinesi system system.
Maitiro ese ekubhadhara ekubhadhara anozopedzwa nekupera kwemwedzi wega wega kuti ave nechokwadi chekuti kubhadhara kwemazuva emishonga uye kudzikisira kwehutano hwehupombwe hwehutano hwehutano hwemwedzi wemwedzi unotevera.
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Kuburitswa kwechipatara 'kwekudzoka kwekutanga kwekuchinja kwekusvika kure kusvika pakusvika kure, izvo zvichawedzera kuganhurira maitiro ekuvhiya uye indasitiri yehutano, uye ichave ine chekuita nemapato ese. Zvinonyatsoratidzwa mune zvinotevera zvinhu:
Kutanga, nekuti zvipatara zveruzhinji, kubviswa kwerudyi kwekudzoka kunoreva kurasikirwa kwemunhu akakosha ega uye kunobva mari.
Munguva yakapfuura, zvipatara zveveruzhinji zvinogona kuwana mari yekuwedzera nekutaurirana kwekubhadhara nguva nemabhonzo emishonga kana kukumbira kickbacks. Nekudaro, tsika iyi yakatungamirawo mukubatanidzwa kwezvekufarira uye kukwikwidza kusina kunaka pakati pezvipatara zvevatengesi uye mabhizinesi emishonga, jeopdizing musika kurongeka uye zvido zvezvirwere.
Nekubudiswa kwekodzero yekubhadhara, zvipatara zveveruzhinji hazvizokwanisi kuwana purofiti kana kubhadharisa zvinhu zvezvinhu, kana kushandisa kubhadhara kwezvinhu sechikonzero chekuzvidzora kana kuramba kubhadhara kumabhizimisi emishonga.
Izvi zvinodzamisa zvipatara zveveruzhinji kuti uchinje kufunga kwavo uye manejimendi, kugadzirisa maitiro emukati uye hunhu hwebasa, uye nekuvimbika pane rubatsiro rwehurumende uye kubhadhara kwemurwere.
Kwemakambani emishonga emishonga, kubviswa kweiyo kodzero yekudzoka inoreva kugadzirisa dambudziko refu rakareba rekubhadhara.
Munguva yakapfuura, zvipatara zveveruzhinji zvinobata zano uye kodzero yekutaura mukugadziriswa kwekubhadhara, kazhinji nekuda kwezvikonzero zvakasiyana zvekusatenderwa kana kubvisa kubhadhara kwezvinhu. Kanzura kodzero yekudzoka, makambani emishonga anozove akananga kubva kune yeinishuwarenzi yeinishuwarenzi kuwana mubhadharo, haichisiri pasi pehupombwe hwezvipatara uye kupindira.
Izvi zvinoda kugumisa kumanikidza kwemari pamabhizimusi emishonga, kuvandudza mari yekuyerera uye purofiti yekudyara, uye kufambisa mari yekudyara muR & D uye ruzivo rwekuwedzera kwechigadzirwa mhando uye kukwikwidza.
Uyezve, kubviswa kweiyo kodzero yekudzoka zvakare mabhizinesi ekutarisana neyekutarisa uye kuongorora, uye zvimwe zvisina kufanira kuti uwane kugovana kwemusika kana kuwedzera mitengo, uye nekuvimbika pane iyo mutengo- Kunyatsobudirira kwechigadzirwa uye nhanho yebasa kuhwina vatengi nemusika.
Kune vehutano inishuwarenzi vashandisi, kubviswa kweiyo kodzero yekudzoka inoreva zvakawanda uye mabasa.
Munguva yakapfuura, inishuwarenzi yehutano inongori chete inodiwa kuti ugare nezvipatara zveveruzhinji uye zvaisazoda kubata zvakananga nemakambani emishonga.
Mushure mekubudiswa kweiyo kodzero yekudzoka, iyo Hutano hwesangano ichave iri muviri mukuru wekugadzirisa kwezvirongwa uye nemakambani emishonga kuti aite data rekutakura zvichingodaro.
Izvi zvichawedzera basa uye njodzi yehutano masangano ehutano, uye zvinoda kuti vavandudze manejimendi uye manejimendi ekutarisa uye ongororo yekuongorora kuti ive yakajeka, nguva yekubhadhara uye yakachengeteka uye yakachengeteka.
Pakupedzisira, kune varwere, kubviswa kweiyo kodzero yekudzoka kunoreva kunakidza kwakakodzera uye kwakadzora masevhisi ekurapa.
Munguva yakapfuura, nekuda kwekutamiswa kwezvakanakira uye kickbacks pakati pezvipatara zveveruzhinji nemakambani emishonga, varwere vaiwanzotadza kuwana mitengo yakanaka kwazvo kana zvigadzirwa zvakakodzera kwazvo.
Nekubudiswa kwekodzero yekubhadhara, zvipatara zvevatengesi zvicharasikirwa neyakawana uye kiripi kuti ubhadhare zvinhu, uye hazvizokwanisi kushandisa kubhadhara kwezvinhu zvekuramba kushandisa zvimwe zvigadzirwa kana kusimudzira vamwe zvigadzirwa.
Izvi zvinoita kuti varwere vasarudze zvigadzirwa zvakakodzera uye masevhisi zvichienderana nezvavanoda uye mamiriro ezvinhu mumamiriro ezvinhu akanaka uye akawandisa musika.
Mukupfupikisa, kubviswa kwezvipatara 'kodzero yekudzoka ndeyekuchinja kukuru kwekuchinja kunenge kuchine chekuita nehutano hwehurumende.
Izvo hazvingoriori chete maitiro ekuvhiya ezvipatara, asi zvakare anochinjawo maitiro ekuvandudza emabhizimusi emishonga.
Panguva imwecheteyo, inovandudza mwero manejimendi emasangano ehutano ehutano uye huwandu hwemabasa emurwere. Zvichakurudzira kukura kweSynergistic uye hurumende yehutano yehutano, kurapwa uye kurapwa uye kunatsiridza kugona kwehutano hwesinisheni yekushandisa, kuderedza mutengo wekutenderera, uye chengetedza kodzero dzevarwere uye zvido zvevarwere.
Ngatitarisei kuiswa kwakabudirira kweshanduro iyi, iyo ichaunza mangwana iri nani kune iyo indasitiri yekurapa!
Hongguan hanya nezve hutano hwako.
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Kutumira Nguva: Sep-06-2023